June 7, 2022
PARADYME CREDIT SYSTEMS ( ) values its users’ privacy. This Privacy Policy (“Policy”) will help you understand how we
collect and use personal information from those who visit our website or make use of our online facilities and services, and
what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those
affiliated with PARADYME CREDIT SYSTEMS of our commitment and realization of our obligation not only to meet, but to
exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with
the latest changes, we advise you to frequently visit this page. If at any point in time PARADYME CREDIT SYSTEMS decides
to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this
information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the
option as to whether to permit the use of their information in this separate manner.

This Policy applies to PARADYME CREDIT SYSTEMS, and it governs any and all data collection and usage by us. Through
the use of www.paradymecreditsystems.com, you are therefore consenting to the data collection procedures expressed in this
Policy.

Please note that this Policy does not govern the collection and use of information by companies that PARADYME CREDIT
SYSTEMS does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link
to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that
you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in
which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following
1. What personally identifiable information is collected from you through our website;
2. Why we collect personally identifiable information and the legal basis for such collection;
3. How we use the collected information and with whom it may be shared;
4. What choices are available to you regarding the use of your data; and
5. The security procedures in place to protect the misuse of your information.

Information We Collect
It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we
reserve the right not to register you as a user or provide you with any products or services. This website collects various
types of information, such as:
· Voluntarily provided information which may include your name, address, email address, billing and/or credit card
information etc. which may be used when you purchase products and/or services and to deliver the services you have
requested.
· Information automatically collected when visiting our website, which may include cookies, third party tracking
technologies and server logs.

In addition, PARADYME CREDIT SYSTEMS may have the occasion to collect non-personal anonymous demographic
information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you
are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.
PARADYME CREDIT SYSTEMS may also deem it necessary, from time to time, to follow websites that our users may
frequent to gleam what types of services and products may be the most popular to customers or the general public.

Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of
surveys, completed membership forms, and emails. It is the intent of this site to use personal information only for the purpose
for which it was requested, and any additional uses specifically provided for on this Policy.

Why We Collect Information and For How Long
We are collecting your data for several reasons:
· To better understand your needs and provide you with the services you have requested;
· To fulfill our legitimate interest in improving our services and products;
· To send you promotional emails containing information we think you may like when we have your consent to do so;
· To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;
· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be
determined based upon the following criteria: the length of time your personal information remains relevant; the length of time
it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within
which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or
associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such
information as stated in this Policy.

Use of Information Collected
PARADYME CREDIT SYSTEMS does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or
names to any third parties.

PARADYME CREDIT SYSTEMS may collect and may make use of personal information to assist in the operation of our
website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally
identifiable information as a means to keep you informed of other possible products and/or services that may be available to
you from www.paradymecreditsystems.com

PARADYME CREDIT SYSTEMS may also be in contact with you with regards to completing surveys and/or research
questionnaires related to your opinion of current or potential future services that may be offered.

PARADYME CREDIT SYSTEMSmay feel it necessary, from time to time, to contact you on behalf of our other external
business partners with regards to a potential new offer which may be of interest to you. If you consent or show interest in
presented offers, then, at that time, specific identifiable information, such as name, email address and/or telephone number,
may be shared with the third party.

PARADYME CREDIT SYSTEMS may find it beneficial to all our customers to share specific data with our trusted partners in
an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support and/or arrange for deliveries
to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver
those services which you requested, and as such they are required, in accordance with this agreement, to maintain the
strictest of confidentiality with regards to all your information.

PARADYME CREDIT SYSTEMS uses various third-party social media features including but not limited to
https://www.facebook.com/ParadymeCreditSystems and other interactive programs. These may collect your IP address and
require cookies to work properly. These services are governed by the privacy policies of the providers and are not within
PARADYME CREDIT SYSTEMS’s control.

Disclosure of Information
PARADYME CREDIT SYSTEMS may not use or disclose the information provided by you except under the following
circumstances:
· as necessary to provide services or products you have ordered;
· in other ways described in this Policy or to which you have otherwise consented;
· in the aggregate with other information in such a way so that your identity cannot reasonably be determined;
· as required by law, or in response to a subpoena or search warrant;
· to outside auditors who have agreed to keep the information confidential;
· as necessary to enforce the Terms of Service;
· as necessary to maintain, safeguard and preserve all the rights and property of PARADYME CREDIT SYSTEMS.
Non-Marketing Purposes

PARADYME CREDIT SYSTEMS greatly respects your privacy. We do maintain and reserve the right to contact you if needed
for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in PARADYME CREDIT
SYSTEMS products and services). In certain circumstances, we may use our website, newspapers, or other public means to
post a notice.

Children under the age of 13
PARADYME CREDIT SYSTEMS’s website is not directed to, and does not knowingly collect personal identifiable information
from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on
anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is
deleted from our system’s database, or in the alternative, that verifiable parental consent is obtained for the use and storage
of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this
website.

Unsubscribe or Opt-Out
All users and visitors to our website have the option to discontinue receiving communications from us by way of email or
newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to
pride@paradymecreditsystems.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that
specific website to unsubscribe or opt-out. PARADYME CREDIT SYSTEMS will continue to adhere to this Policy with respect
to any personal information previously collected.

Links to Other Websites
Our website does contain links to affiliate and other websites. PARADYME CREDIT SYSTEMS does not claim nor accept
responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users
and visitors to be aware when they leave our website and to read the privacy statements of every website that collects
personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our
website.

Notice to European Union Users
PARADYME CREDIT SYSTEMS’s operations are located primarily in the United States. If you provide information to us, the
information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the
EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU
whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to
companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting
to its storage and use as described in this Policy.

Security
PARADYME CREDIT SYSTEMS takes precautions to protect your information. When you submit sensitive information via the
website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card
information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon
in the address bar and looking for “https” at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only
employees who need the information to perform a specific job (for example, billing or customer service) are granted access to
personally identifiable information. The computers and servers in which we store personally identifiable information are kept in
a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the
user’s personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users’ trust and
confidence in the internet and website use by providing simple and secure access and communication of credit card and
personal information.

Acceptance of Terms
By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If
you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your
continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you
agree and acceptance of such changes.

How to Contact Us
If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to
contact us at the following email, telephone number or mailing address.

Email: pride@paradymecreditsystems.com
Telephone Number: 800-811-9574

Mailing Address:
PARADYME CREDIT SYSTEMS
1939 Wentzville Pkwy Suite 302
Wentzville, Missouri
63385